The financial decisions that felt smart at the time and the ones that cost us, literally. Jose walks through what he'd tell his younger self about money, ego, and the illusion of "making it."
Chapters
- 0:00Intro
- 1:52Buying a house at 23
- 5:06Deciding to buy instead of rent
- 6:45No money down and a bad mortgage
- 8:21Five years of being house broke
- 9:40The hidden costs of owning a home
- 10:58Choosing your broke
- 13:12Why he really bought it
- 15:24Where the money went
- 16:37The $100 steak
- 18:36How it looked from the outside
- 21:25Jose's view of Jason's 20s
- 24:20How it affected our friendship
- 29:39Advice to his 23-year-old self
- 32:52If you're struggling right now
- 33:34Wrap-up
Your turn
Would you buy a house at 23?
Answer in the YouTube comments, or send us your own question for a future episode.
Companion post
The Home-Buying Checklist Jose Wishes He'd Had at 23
Read it →
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